This is hardly a surprise... [Love Boo!]
Actually, you better hope your health stays good after you retire - I'm already there, but still working too- so I get employer mandated coverage available, "Retirement medical coverage" has "PHANTOM Medicare" deducted from any benefit I might have received IF I actually had MEDICARE, and coordinated with the employer program. WHAT A MESS!
I'm sure the "Affordable Care Act" will make it better - NOT!!!!!