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Chris,

I just want to say thank you for injecting a dose of reality in an area that's often full of demagoguery. I always look forward to your weekly missives.

I think a lot of people around the world can see that our current ways are not sustainable and coming to an end (probably sooner than we expect) but they can't see a clear path to where the future will take us. This feeds the unrest around the world. Like you I expect things will get a lot worse before they get better. I just hope the coming crash will be gentle with us. Thank God I paid off my house last year.

Dave