They're only disasters if you don't prepare for them
For instance, nobody would have anything other than temporary, minor inconvenience and minimal damage from hurricanes if they constructed buildings the way they do in Okinawa: foot thick, reinforced concrete homes not built in flood zones, or if built in a flood zone, are on concrete stilts set into deeply planted solid pilings. Added bonus for that kind of construction is that the homes are also proof against 7.0 earthquakes. They aren't real pretty, and they do cost twice a frame house, but you'll lose at least 2 frame homes and everything in them before you lose anything with those houses.
We can build homes that don't disintegrate in tornados too; but they certainly aren't FEMA trailers!
