RE: How to avoid the '500 worst passwords of all time'
I can say that none of my 66 current passwords nor any of the 53 retired one are on the list. Some are close, but only a part of the actual password. I do have some relatively simple passwords/PIN #'s I have been changing some to more complex ones or ones that can't be figured out immediately--such as Sarah Palin's were.. If I have a city name, it will part of my former address, etc. License plate numbers are used or variations on them, such as adding the state name, especially if you no longer live there.
I use a Password protected Excel Spreadsheet, it doesn't populate any webforms, but is free and easy to use