Identity Theft Could Be Stopped Immediately
We could stop identity theft immediately if the gov't passed a law that NO one could access your credit information except you. Make it so that only the person himself could go "in person" to get a copy of their credit report, where they would have to provide a fingerprint to get it. Then, the person could take the certified report (only good for 7 days) directly to the mortgage company, bank, etc. where they present it only for that approval purpose. The person himself would retain the file, the creditor could only view it for approval. That way the full control of one's information would be under your protection. No one, especially, the credit agencies, credit card companies, mortgage companies, banks, whatever, could have any access to your information unless you yourself took it to them for "viewing only". Make it the law that none of these agencies could store your information, ever! We have to give back control to the people.The way it is now, your constitutional rights, the 4th amendment, are being broken by these agencies and companies having access to information without your consent, or a warrant from a federal judge.
