Agree
I think there was a short window when the banks could have been held accountable but that opportunity was lost. Dodd/Frank is even fluffier after congress watered it down on the advice of lobbyists.
The current problem as I see it is that we are being asked by the fox to let it stand guard at the hen house; in spite of the feathers stuck in its teeth. The banks are not able to self regulate when the biggest can ignore risks and expect the tax payers to bail them out. The last bail out did not ask for accountability or even a plan to pay back, the tax payers deserve to demand accountability and more if we have to bail the banks out again.
Good business done well can prosper if the cheaters are caught and prosecuted.
