When did anyone think KIckstarter was an investment platform?
A good idea? Yes.
An investment? Well, if you think buying a house or car or camera is an investment...you're wrong, and neither are most Kickstarter projects.
Even if they were, the essence of 'investment' is to get back more than you put in...that may not be money. But it always means risk. The downside is that you may get less than nothing back. Losing is always possible.
Keeping your money in money is risky...money is revaluated constantly.
Putting you money into education is risky...a lot of jobs that were good jobs a few years ago aren't even jobs. A trend which will continue by all signs.
The 'king' of investments, real estate has both made and lost fortunes. 'Location^3' includes location in time as well as space as well as society.
A company dying of 'too much of a good thing' isn't all that unusual. Many companies have aggressively pursued business which they were unable to fulfill...it's one of the prime things you look at when finding a new supplier.
Live is not now, has not to anyone's knowledge, and almost certainly never will be free of risk. Risk will get you no matter what. It's risky to enter, much less use, your bathroom. In fact, your bathroom is more of threat than terrorist attack, and having the governments eliminate the purchasing value of your money is one of the highest risks of all...near certain over any long time period.
The first rule in investment is not to place anything you cannot afford to lose at high risk. Some risks, have no precedent, and thus are unknown.
Some seem just weird. Buying up Confederate States of America currency after the Civil War would be insane...but after a hundred years, the value is better than our Federal Reserve Notes.
When nostalgia for the 50's hit, suddenly those old throw-away fast food kid toys became valuable (almost entirely because most had been tossed.) That started a mini-trend in collecting similar junk in the present--only a lot more of the stuff is made these days, and there's no way to know if any of it will be of value in the future.
Modern life has different risks which require different strategies and tactics than Cro-magnan man, but in the end, you die. Whining about it, even attempting to make things 'safer' has limited effect.
When adding safety factors to a system, you will rapidly reach a point at which adding one more 'safety' feature actually increases the likelihood of systems failure.
Whenever you expend resources, money, time, energy, thought, there is risk that you will waste them if in no other way than while you were watching TV, something that you had considered doing pays off for someone in a big way.
When you buy a product, the price may come down before you even get it in your hands. More commonly, after you buy something, you will see some other vendor selling the same item at much lower cost.
**** happens. Adapt or die.
