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    <title><![CDATA[Discussion on Corporate cyberinsurance coverage rare, but shouldn't be ]]></title>
    <link><![CDATA[http://www.smartplanet.com/forum/discussions/1-11412]]></link>
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        <title><![CDATA[Spot on.]]></title>
        <link><![CDATA[http://www.smartplanet.com/forum/discussions/1-11412-76786]]></link>
        <description><![CDATA[You are very correct when you say &quot;perform stringent due diligence&quot; and &quot; a more secure IT environment is likely to result in a lower premium.&quot;Chubbs review made ePCI compliance look like childs play.We were told they would not secure a weak network because companies could not afford the premiums.It is a much more comprehensive security standard you must meet.]]></description>
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        <dc:creator><![CDATA[Hates Idiots]]></dc:creator>
        <pubDate>Fri, 24 Aug 2012 09:07:56 -0700</pubDate>
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    <item>
        <title><![CDATA[Cutting corners on data security]]></title>
        <link><![CDATA[http://www.smartplanet.com/forum/discussions/1-11412-76743]]></link>
        <description><![CDATA[Heather, cyber insurance makes sense but certainly isnt a replacement or excuse for cutting corners on data security. I suspect that the insurance companies who offer these policies perform stringent due diligence to make sure a company has appropriate security mechanisms in place. Likewise, a more secure IT environment is likely to result in a lower premium. Making data unreadable if it is stolen  by using encryption  is another form of insurance protection. @Socialtis @Vormetric]]></description>
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        <dc:creator><![CDATA[SocialTIS]]></dc:creator>
        <pubDate>Thu, 23 Aug 2012 12:58:28 -0700</pubDate>
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    <item>
        <title><![CDATA[Thanks, as always]]></title>
        <link><![CDATA[http://www.smartplanet.com/forum/discussions/1-11412-76617]]></link>
        <description><![CDATA[You always have such specific, insightful comments. I really appreciate it,Heather]]></description>
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        <dc:creator><![CDATA[Heather Clancy]]></dc:creator>
        <pubDate>Tue, 21 Aug 2012 17:33:08 -0700</pubDate>
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    <item>
        <title><![CDATA[Interesting post.]]></title>
        <link><![CDATA[http://www.smartplanet.com/forum/discussions/1-11412-76580]]></link>
        <description><![CDATA[Cyber insurance is an odd product.  It is not that expensive for what you get, but all insurance companies that sell it have extensive screening processes to ensure a companies IT infrastructure is well protected before they will cover you.Such standards are good for the IT industry, but many IT experts are offended by being required to go through more such testing after they have been through ePCI , HIPA, Sar-Ox and other industry, government mandated certification processes.While each process is great for its focused scope, cyber insurance screening can get into the nuts and bolts of a network in ways the others have not.Another set of eyes is always good when the insurance company has potentially huge pay outs on the line.]]></description>
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        <dc:creator><![CDATA[Hates Idiots]]></dc:creator>
        <pubDate>Tue, 21 Aug 2012 10:54:16 -0700</pubDate>
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