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Heather, cyber insurance makes sense but certainly isnt a replacement or excuse for cutting corners on data security. I suspect that the insurance companies who offer these policies perform stringent due diligence to make sure a company has appropriate security mechanisms in place. Likewise, a more secure IT environment is likely to result in a lower premium. Making data unreadable if it is stolen by using encryption is another form of insurance protection. @Socialtis @Vormetric