Since Sweden announced its plans for a cashless society bank fees have sky rocketed. Having a simple debit cards can run 200 Krona a year (about $26.00), but the number of additional fees is getting to be absurd.
They get charged an average 80 cents a transaction and that cost is rising almost monthly. Think of how many transactions you make a month. Can you afford 80 cents a transaction when you might do 90 transactions a month? That is just 3 transactions a day. $72 bucks extra just to buy your morning coffee, lunch and afternoon coffee.
The average Swede now pays over $100 a month in bank/transaction fees for the convenience of being cashless.
My exwife managed to run up $50 + a month in ATM and debit fees because she hated carrying cash.
They have also seen a spike in computerized fraud as online and mobile banking tools have become a big target for hackers.
There is also the privacy concern. Do you really want every single transaction you make tracked by big brother?
Big government types want cashless societies because it gives them more power. They do not care how much it costs the citizens or even if it helps drive them into poverty.
http://www.thelowdownblog.com/2012/03/sweden-going-cashless-with-mixed.html 
