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I use my cell in the car, have a handsfree installation, and when needed, I do pull over to talk. I realize how easy it is to get into accident.

But some users are totally irresponsible--case in point--a woman talking on the phone and driving a big SUV ran a traffic light and could have plowed right into me if I did not, for some reason (maybe God's protection/guardian angel), paused before making the turn--when she drove by, I looked at her, and it seemed that she was totally oblivious to having ran the red light--and was still gesturing and seemingly very involved in her phone call. Such should not happen.